In our current innovation-focused society, businesses need to be responsive to change. An effective business strategy will allow your organisation to predict and meet the changing demands of the current market. By analysing and reviewing customer’s expectations and needs, businesses can better identify new market trends and adapt their strategy as required. That will translate into the organisation’s strength.
LandOrc differs from other projects in 4 aspects.
First of all, LandOrc offers to lend with real-world collateral, thus ensuring the protection of capital. They don’t do P2P lending that has already been flocked by many platforms. They lend to property developers through their very own LorcFinancing. A real estate developer needs funding for his project. He has got land to use as collateral. They can approach LorcFinancing, collateralise the land for a relatively lower borrowing rate and start working on their projects. LorcFinancing offers an opportunity to raise liquidity through the crypto ecosystem and lend it to the developers by holding their collateral. The developers will be lent around 50% of their collateral value.
Secondly, the lending rates are aggressive at up to 20% APR. How do you become a lender in this unique method that no one has ventured? You buy LORC tokens by LandOrc and stake them for a specified period for fixed returns of 15% to 20% through their smart contract. This staking process is the basic idea of how you would earn from LandOrc’s lending platform. In the event of failure to pay back by the developers, LandOrc will sell their collateral to get back the loaned amount. No matter what would the scenario be, based on the smart contract, your returns are GUARANTEED! As LandOrc grows more prominent, you can imagine the number of land or property collaterals that they could potentially hold at their disposal.
Next, LandOrc has got a small base of tokens, and the supply is linked to the demand on the platform. In total, they have only 21,000,000 pre-minted LORC tokens. Following LORC tokens are minted based on land titles being converted into NFTs. The value will be pegged to the projects which the developers are undertaking.
Finally, LandOrc has access to high-interest markets in Asia, Africa, Latin America and Eastern Europe. They have existing projects with collateral. For example, in India, capital requirements for property developers are in a short window (average six months). That allows for multiple lending of 2 times a year, thus, generating a higher net interest. Based on current projections, operations in India are geared up to deliver 60% gross margin, post lending pay-out, over two years. LandOrc’s existing team in India has got vast experience in its real estate and regulations behind it. All these will ensure the crypto investors in LandOrc get their returns at a faster pace. Hence, it will provide reassurance and drive others to participate. In Sierra Leone, LandOrc has signed up a partnership with Baitou Investment Limited on a resort project and NFT. The key takeaway here is, LandOrc has successfully started to show its global presence.
Bringing DeFi based lending will reduce their cost of capital and give crypto investors good returns backed by collateral. Hence, LandOrc believes the projects are a win-win for all that shows its strength to compete with its competitors. They are different from other DeFi projects.